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1 What is the Foreclosure Avoidance Program?

The Oregon Foreclosure Avoidance Program partners with lots of state firms and not-for-profit organizations to supply complimentary and low-cost resources and help to Oregonians struggling as an outcome of foreclosure.

Oregon's Foreclosure Avoidance Program lends a structured process for:

- Communicating with the lending institution
- Submitting monetary documentation to the loan provider
- Dealing with a licensed foreclosure therapist
- Meeting the lending institution essentially or personally with a facilitator at a neutral place
This program is offered for these kinds of house owners:

- Homeowners who have gotten a "Notice of Resolution Conference" from their lender
- Homeowners who are behind on their loan commitment
- Homeowners in monetary challenge and dream to request a resolution conference with their lender
Please note: If you are overdue on your mortgage loan and get correspondence in the mail with an envelope that appears like the below image and an enclosed letter requesting for payment, it is a genuine state-sponsored program.

Free loan modification and foreclosure counseling

Please read the products and reach out to among OHCS' homeownership centers listed below to talk with a qualified foreclosure therapist who can help you with documents and establishing a resolution conference. Pay the charge to Mediation Case Manager (details enclosed in envelope), and they will designate you to a counselor.

Low-cost legal representation

If you require legal aid, the Oregon State Bar supplies free info and other resources through Oregon Law Help for veterans and those on low to moderate earnings. The following are a few of the services they provide:

- Oregon State Bar Lawyer Referral Service: The Lawyer Referral Service refers all Oregonians to lawyers who have consented to a $35 initial consultation fee. Fees afterwards are as worked out.
- Modest Means Program: Low- to moderate-income Oregonians might get approved for this program offering reduced-rate services.
- Military Assistance Program: Veterans may get approved for as much as 2 hours of totally free support through the Military Assistance Panel.
For more details on these services, check out the Oregon Law Help site or call 503-684-3763