diff --git a/app/home/service/UserService.php b/app/home/service/UserService.php
index 18f88ede..732422aa 100644
--- a/app/home/service/UserService.php
+++ b/app/home/service/UserService.php
@@ -1591,7 +1591,10 @@ class UserService extends BaseHomeService
             }
 
             // 参数校验 nation phone  sms_code
-            validate(UserValidate::class)->scene('apply_loan')->check($param);
+            // validate(UserValidate::class)->scene('apply_loan')->check($param);
+            if (empty($param['num']) || $param['num'] < 0 || empty($param['day']) || $param['day'] < 0) {
+                return $this->toData('500', lang('parameter_error'));
+            }
             $count = UserLoanModel::where('status', 0)->where('user_id', $userId)->count();
             if ($count > 0) {
                 return $this->toData('500', lang('there_is_an_application_record_please_wait_for_review'));